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MT-LH practice questions - frequently asked questions

Plain answers about how MT-LH Exam Prep works: the exam, the questions, pricing, the free trial, and what you actually get.

No - and you should be wary of any site claiming otherwise. Every question here is original, written to mirror the style, difficulty, and judgment the real MT-LH exam tests. Each one comes with a plain-language explanation of why the right answer is right and the others aren't.

The MT-LH exam spans 6 domains: Life — Types of Policies (17.44% of the exam); Life — Provisions, Riders, Options, and Exclusions (17.44% of the exam); Life — Completing the Application, Underwriting, and Delivering the Policy (13.95% of the exam); Life — Retirement and Other Insurance Concepts (9.30% of the exam); Montana Statutes and Rules Common to Life, Disability (A&H), Property and Casualty Insurance (29.07% of the exam); Montana Statutes and Rules Pertinent to Life Insurance and Annuities Only (12.79% of the exam). Every practice question on this site is tagged to one of these domains.

The domains are not weighted equally on the exam. By share of the marks: Montana Statutes and Rules Common to Life, Disability (A&H), Property and Casualty Insurance 29.07%; Life — Types of Policies 17.44%; Life — Provisions, Riders, Options, and Exclusions 17.44%; Life — Completing the Application, Underwriting, and Delivering the Policy 13.95%; Montana Statutes and Rules Pertinent to Life Insurance and Annuities Only 12.79%; Life — Retirement and Other Insurance Concepts 9.30%.

The MT-LH exam has 96 questions and is completed in 2 hours. Our timed practice mirrors that length and pacing, so exam day feels familiar.

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